Guides
Practical guides for compliance teams at payment and e-money institutions: what EU law requires, and the evidence that answers it.
- AMLR 2027 readiness for payment service providersFrom 10 July 2027 the AMLR applies directly to payment and e-money institutions. What changes, the key dates, and a practical readiness checklist.
- What an auditor asks about AI in compliance (EU AI Act + AML)The questions auditors and supervisors ask about AI in AML and KYB, the EU rules behind them (AMLR, GDPR, AI Act) and the evidence that answers them.
- Beneficial-ownership verification in the EU: registers, discrepancies and evidenceHow to identify and verify beneficial owners under EU AML law: the 25 % and control tests, central registers, 14-day discrepancy reports and evidence.
- KYB for merchant onboarding: what a PSP must verifyWhat a payment service provider must verify before onboarding a merchant under EU AML law: the entity, its people, owners, sanctions and business.
Glossary: plain definitions of the KYB, KYC and EU AML terms these guides use